Safety Tips for Your Favorite Summer Toys

Summer vacation is almost here, and it’s time to hit the road, the lake, or the off-road trails with your favorite summer toys. Whether you are planning to ride a motorcycle, drive an ATV, jet ski, or boat, it’s crucial to prioritize your safety and that of others. Accidents can happen even when you least expect them, and when they do, they can be devastating.

However, by following some tips, you can reduce the risks and enjoy your summer adventures to the fullest. In this blog post, we’ll outline some safety tips for different types of summer toys to ensure you have a fun and safe summer.


  1. Always wear protective gear, including a helmet, gloves, and boots.
  2. Wear brightly colored or reflective clothing to make yourself visible to other drivers.
  3. Practice your riding skills in a safe and controlled area, such as empty parking lots.
  4. Stay in the designated lanes, obey traffic laws, and avoid speeding or weaving in and out of lanes.
  5. Be mindful of blind spots.
  6. Keep a safe distance from other vehicles on the road (at least 3-4 seconds).
  7. Always signal when turning or changing lanes.
  8. Check weather conditions before going out for a ride.
  9. Drive defensively.
  10. Avoid riding under the influence of alcohol or drugs.


  1. Make sure you have received proper training and licensing.
  2. Always wear a helmet, eye protection, and suitable clothing to protect you from the elements and potential injuries.
  3. Check your ATV before each ride to make sure it’s in good working condition.
  4. Never carry a passenger unless the ATV is designed for it.
  5. Stay on designated trails and be mindful of obstacles, sudden drops, and other hazards.
  6. Do NOT ride on paved roads.
  7. Avoid riding under the influence of alcohol or drugs.

Golf Carts:

  1. Always wear a seatbelt, if there are any, and ensure that all passengers do the same.
  2. Keep all body parts (arms, legs, feet, etc.) inside the vehicle.
  3. Be aware of your surroundings at all times and watch for pedestrians, other golf carts, animals, and other potential hazards.
  4. Ensure all riders remain seated while the golf cart is in motion.
  5. Do not text and drive.
  6. Ensure that the number of passengers does not exceed the number of seats.
  7. Pay attention to the terrain, and adjust your speeds accordingly.
  8. Avoid operating a golf cart under the influence of alcohol or drugs.

Jet Skis:

  1. Wear a life jacket.
  2. Check the local weather forecast and water conditions before heading out, and avoid going out in choppy waters or strong currents.
  3. Keep a low speed until you are far enough away from shore or within the designated riding area.
  4. Stay within designated areas, and obey other water safety rules.
  5. Always stay alert and look for other boaters, swimmers, or any obstacles you may encounter.
  6. Wear sunscreen.
  7. Drink water to stay hydrated.
  8. Avoid riding under the influence of alcohol or drugs.


  1. Wear a life jacket, and make sure all passengers have one too.
  2. Complete a boater education course.
  3. Check the weather forecast and water conditions before heading out, and avoid boating in storms or high winds.
  4. Follow boating laws like speed limits, wake restrictions, and navigation rules.
  5. Carry all the necessary safety equipment, such as fire extinguishers, distress signals, and first aid kits.
  6. Keep an eye out for areas with low water.
  7. Apply sunscreen and remember to reapply.
  8. Drink enough water to keep hydrated.
  9. Get a free Vessel Safety Check from the U.S. Coast Guard Auxiliary and the United States Power Squadrons.
  10. Avoid boating under the influence of alcohol or drugs.

Summer is the perfect time to enjoy your favorite summer toys and make lasting memories with family and friends. However, safety should always come first. By following these safety tips, you can reduce the risks of accidents and ensure a fun and safe summer. Always wear protective gear, check your vehicle before each ride, stay within your abilities and limits, and stay alert and aware of your surroundings. We hope you have a safe and enjoyable summer!

Need insurance for your summer toys? Contact our wholly-owned agency, Insureberry, for a free, no-obligation quote.