From Dirt Roads to Highways, AgWorkers Insurance Goes with You

Get Your Free Quote

From Dirt Roads to Highways, AgWorkers Insurance Goes with You

Get Your Free Quote

Customize Your AgWorkers Insurance Policy

We know you have choices when it comes to auto insurance. So why choose AgWorkers?

We are proud to serve the hard working folks of agriculture. That’s why we’re able to give you the best rates and service. We go above and beyond to learn as much as we can about you, your vehicle and your driving habits so we can build a policy that’s just right for you.

The Benefits of AgWorkers

Ag industry

We work proudly with the hardworking people of agriculture and their families. If you work with or manufacture anything to eat, drink, or wear, OR are a family member of a policyowner, you qualify!

Family member of an AgWorker? You’re included too

Family members of existing AgWorkers policyholders qualify for their own policy, even if they don’t personally work in the Ag industry.

We give to the Ag community

Agriculture is the foundation on which America thrives. We give to important youth communities in agriculture such as the 4-H and FFA as well as sponsor ag students with scholarships so that the ag community will continue to grow.

For you, owned by you

When you become a 12-month policyowner, you not only sign up for amazing service, but become a company owner too. Every 12-month policyowner is an owner in the company and we work for you!

Award-winning service

We were presented three awards this year from ValChoice, who was recently mentioned by Forbes. Those awards were: Best Claims Handling, Best Service, and Best Overall Value in Texas.

Ag industry

We work proudly with the hard-hard working people of agriculture and their families. If you work with or manufacture anything to eat, drink, or wear, OR are a family member of a policy owner, you qualify!

Family member of an AgWorker? You’re included too

Family members of existing AgWorkers policyholders qualify for their own policy. even if they don’t personally work in the Ag industry.

We give to the Ag community

Agriculture is the foundation on which America thrives. We give to important youth communities in ag such as the 4-H and FFA as well as sponsor ag students with scholarships so that ag will continue to grow.

For you, owned by you

When you become a policy holder, you not only sign up for amazing service, but become a company owner too. Every policy holder is an owner in the company and we work for you!

Award-winning service

We were presented three awards this year from ValChoice, who was recently mentioned by Forbes. Those awards were: Best Claims Handling, Best Service, and Best Overall Value – Texas.

4 Things to Consider When Buying Insurance

The Value of Your Assets

Most states require Liability insurance. Make sure your Liability insurance coverage is enough to protect the value of your assets in case you’re sued because of an accident.

The Type of Vehicle You Drive

Could you afford to replace your truck if it were totaled? If you’re still paying off a loan or making lease payments, Comprehensive and Collision coverage is required. If you own your vehicle free and clear, you could probably save money by reducing this type of coverage.

How Much You Drive

Even if you have a good driving record, your risk of an accident increases as you spend more time behind the wheel. You never know when you’ll come across an uninsured or underinsured driver.

Who Your Passengers Are

If you carpool or volunteer to drive the kids on field trips, you have to take that liability into consideration and make sure you’re covered.

Common Auto Insurance Coverage

We want to help you understand the common types of auto insurance coverage available so you can make well-informed decisions.

Most states require certain coverage, such as Liability insurance. Other coverage is optional and is designed to address other possible losses commonly faced by individuals and businesses.

Not sure what to choose? AgWorkers customer service representatives are available to discuss the different options and answer your questions. We’ll help you choose the best car insurance coverage at a price that fits your budget.

Comprehensive Coverage

Comprehensive coverage includes physical damage other than collision. It pays for damage to or loss of your car or truck from causes other than accidents – including hail, vandalism, flood, fire and theft.

Liability Insurance

Liability insurance pays for injuries to the other party and damages to the other vehicle resulting from an accident the policyholder caused. It also pays if the accident was caused by someone covered by the policyholder’s policy, including a driver operating the car with their permission.

Rental Reimbursement Coverage

Rental reimbursement coverage pays a set daily amount for a rental car if the policyholder’s car is being repaired because of damage covered by the auto policy.

Medical Payments & Personal Injury Protection (PIP)

Medical Payments and Personal Injury Protection pay limited medical and funeral expenses if the policyholder, a family member, or a passenger in the car is injured or killed in a motor vehicle accident.

PIP pays 80% of lost income and the cost of hiring a caregiver for an injured person. It covers you, your family members, and passengers in your car, regardless of who caused the accident. An insurance company must offer you $2,500 in PIP, but you can buy more. If you don’t want PIP, you must reject it in writing.

Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured Motorist Coverage pays for the policyholder’s injuries and property damage caused by a hit-and-run driver or a motorist without liability insurance.

It will also pay when medical and car repair bills are higher than the other driver’s liability coverage. If you don’t want UM/UIM, you must reject it in writing.